Pricing

One product. Two ways to pay.

Sumphoric is a single subscription with every feature included. Pay $7.99 a month for flexibility, or $79 a year and save $16.88. Checkout is handled securely by Stripe.

Monthly

Monthly plan

Flexible
$7.99per month

The same complete product, billed month to month. Stay as long as it is useful, cancel whenever it is not.

  • Envelope budgets with rollover
  • Income and expense categories
  • Transaction management and notes
  • Spending visibility across accounts
  • Reports and monthly trends
  • CSV import of historical transactions
  • Optional bank connections (Plaid)
  • Email support
Subscribe

Billed monthly. Cancel anytime.

How app access works.

App access is not provided immediately after checkout. Access instructions will be sent by email when available. If access has not begun, email [email protected] for a refund.

Every plan includes

One subscription. Everything in it.

There is no feature ladder, no add-on store, and no “pro” tier hiding the useful parts. Monthly and annual subscribers get exactly the same product.

Monthly budgets

Envelope-style planning with rollover and a clear view of what is left.

Transactions

Add, import, search, categorize, and note every item of activity.

Reports

Spending trends and category breakdowns that answer what changed and why.

CSV import

Bring years of history from your bank or another budgeting app.

Bank connections

Optionally link accounts through Plaid so new activity flows in automatically.

Support included

Real help from a real inbox for billing, imports, or anything else.

The fine print

Clear billing terms, in plain language.

Recurring billing should never be a surprise. Here is exactly how subscriptions, cancellation, and refunds work. Questions? Ask us.

Email [email protected]

Recurring billing

Subscriptions renew automatically: monthly at $7.99 per month, annually at $79 per year, until you cancel. The price you subscribe at is the price that renews.

Cancellation

Cancel anytime by emailing [email protected]. Cancellation stops all future charges, and you keep access through the end of the period you have already paid for.

Refunds

If app access has not begun for your subscription, email [email protected] for a refund. The same promise appears on the Stripe checkout page before you pay.

Payment processing

Checkout, card details, and receipts are handled by Stripe. Sumphoric never sees or stores your card number. Applicable taxes are calculated at checkout and shown before you pay.

Changing plans

Want to switch between monthly and annual billing, or update your payment method? Email [email protected] and we will sort it out.

What is not included

Sumphoric is a personal budgeting product. It is not tax software, accounting software, or investment advice — and the subscription is priced accordingly.

Pricing questions

Still wondering?

Short answers to the most common subscription and billing questions.

Read every FAQ
What is the difference between monthly and annual billing?
Only the schedule and the total. The monthly plan bills $7.99 once a month; the annual plan bills $79 once a year, which works out to $16.88 less than twelve monthly payments. You can switch or cancel at any time.
Is billing recurring?
Yes. Both plans renew automatically — monthly at $7.99, annually at $79 — until you cancel. Your card is charged by Stripe, and every payment appears on the receipt email Stripe sends you.
How do I cancel my subscription?
Email [email protected] and we will cancel your subscription for you. Cancellation stops future charges; you keep access through the end of the period you already paid for.
When do I get access to the app after subscribing?
App access is not provided immediately after checkout. Access instructions will be sent by email when available. If access has not begun, email [email protected] for a refund. The app itself lives at app.sumphoric.com.

Ready to start

Pick a plan. Start simply.

Checkout takes a couple of minutes through Stripe. Both plans include the same features — annual just costs less.

SubscribeTwo plans. Cancel anytime.